Top 10 Best Cities to Retire and Settle Down in India on a Budget

Looking for the best cities to retire in India on a budget?

Thinking of taking the big step after retirement? Are you planning to finally settle down in a beautiful place post-retirement?

Let’s check out some cool options.

Many of us have already planned how our retirement will be. Uncle Pritam and Aunty Sharda had already penned down what their life post-retirement will be.

They had sorted all the important phases of their life. They have seen a lot of ups and downs, struggled, and saved to make the phase of their lives blissful.

Plus, they have always been so clear about everything and now, they were in Jeopardy as to where to settle down, post-retirement. They wanted to step away to a place that would do well for their mental and physical peace.

Here, are a few options that they were seriously thinking about before deciding on the best movers and packers for shifting services.

1. Chandigarh, the Union Territory

One of the earliest planned cities in India, Chandigarh is known for being a senior citizen’s haven.

Nestled between Panchkula and Mohali this city is well-connected with all major highways through road and rail. This city is known for its favorable climate and has a reasonable pollution-free environment.

The cost of living in Chandigarh is moderate and if you want to rent a place then for 2BHK an average cost can come up to 20k.

Apart from pleasant weather it also has a lower crime rate and is very safe for women. The city has good medical institutions and the food here is to die for. This is one of the favorite places to settle down post-retirement.

It will be a good idea to rent a place in areas such as Sector 5, 8, 9, and 10 among others then move on to buy a place.

2. Pune, Maharashtra

The lush greenery, beautiful climate, and broad roads are just a few attributes of how outstanding the city of Pune is. This city in Maharashtra has the lifestyle of Mumbai but the beauty of any hill station, which makes it one of the most liveable cities in India.

You can find the amenities of metro cities coupled with scenic beauty and great weather. The food is also great, you can enjoy the famous Mumbai Vada Pav here.

People from different walks of life come here to settle down, away from the rush of major cities. The cost of living in Pune is lower.

The city of Pune is famous for its rich culture and art, elite institutions, and high-class medical facilities. With numerous religious destinations and iconic tourist spots, this has become one of the great options for senior citizens.

You can live a peaceful life without compromising the quality of life. If you have an adventurous spirit in you then the city can present a lot of options for you.

3. Coimbatore, Tamil Nadu

Also known as Kovai, Coimbatore is situated on the banks of the River Noyyal. This picturesque setting of this beautiful city is enough to attract anyone to spend their lives here.

Coimbatore is well-connected with the three national highways and also has an international airport. It has a bustling cosmopolitan cultural life with lower pollution and a uniform moderate climate.

The city is also known for maintaining the cultural background but also maintains cosmopolitan and diverse culture.

If you are drawn to the spiritual setting, then this place has a lot to offer. You can find Isha foundation, Adiyogi, Arulmigu Patteeswarar Swamy temple to get closer to spiritual awakening.

The city has seen rapid growth in infrastructure and has all the important facilities for its residents.

Coimbatore is known as the Manchester of South India, but still, it has a lower cost of living compared to other cities. Even though the cost of living in Coimbatoreis low the standard of living is good.

4. Mysore, Karnataka

The beautiful city of Mysore attracts a large number of tourists throughout the year. The majestic palaces, royal grandeur, gorgeous landscapes, and blooming gardens are just part trailer of the bigger picture.

It also has a calm vibe coupled with the bustling market. It was declared as the cleanest city by the Urban Development Ministry for a second consecutive year.

Mysore has major museums such as Railway Museum, Folklore Museum, Oriental Research Institute, etc. are here. This is a perfect location to unwind and find solace in the historical remains.

Many senior citizens visit this place in search of a good place to settle down. Unlike Bangalore, Mysore’s cost of living is very reasonable.

For a 2BHK apartment in Hebbal, you may have to pay the rental of 11k. You can get a full or semi-furnished apartment easily.

5. Rishikesh, Uttarakhand

Known as the Yoga capital of India, it is a pilgrimage town. Land of many religious sites Rishikesh attracts many seniors from all across the world to spend some time in spiritual bliss.

In India, people travel to Rishikesh to enjoy the scenic beauty and spiritual lifestyle. You can stay in Dharmshalas and enjoy the famous Ganga Aarti in the Triveni Ghat.

Sages come here often to meditate and offer prayers. There are rafting camps, meditation centers, and have a low crime rate. Here, alcohol and non-veg are strictly prohibited.

If you have an inclination towards spirituality then this is your go-to place. It has a cluster of ashrams, temples that attract many people yearly.

This is also where Ayurveda is practiced widely. You can find many healing centers and alternative medicine, which is appreciated by the retirees.

With a pollution-free environment, Rishikesh has a low cost of living. Hence, it has been one of the most preferred cities to retire in India on a budget. Book yourself a place in advance before hiring a company of packers and movers to shift your things there.

6. Jaipur, Rajasthan

Uncle Pritam was a lover of old historical monuments and thus he very much wanted to shift to Jaipur. It is considered one of the best places in India for retirement.

People in India travel to Jaipur at least once in their lifetime. The diverse culture and heritage attract people from l walks of life.

The weather is moderate to hot and so, it discourages many people to travel here in summer. If you like summer a lot, then this is your place.

With a reasonable standard of living, this place brings a lot to the plate. A smooth, calm, friendly retirement plan is easily reflected in the lifestyle of the people here. The Pink City is properly connected by rail, road, and air.

You can choose a place that reflects your taste and go for a rented place. For a 2BHK in Ajmer road, you may have to pay the rental of around 10k, whereas near Patrakar colony you may have to rent a 2BHK flat for 25k. It’s all in the place.

7. Kasauli, Himachal Pradesh

Kasauli is another hill station retreat for the retirees. You can spend your time in leisure looking at the majestic mountains and flora.

This city in Himachal Pradesh attracts thousands of people every year just to enjoy the cozy morning and fun campfires.

You can find beautiful huts and flats with the mountain in the backdrop. If you have not yet decided to move here, then book an Airbnb room for a week and then decide. They are cheap and very reasonable and fully furnished to make your stay a comfortable one.

Just imagine yourself after retirement you can end in a small cottage sipping your cup of tea and looking out the window at the beautiful scenery.

8. Pondicherry, the Union Territory

The cool beaches are where you want to spend your life after retirement then look no more, Pondicherry is your place. It is considered to be one of the best cities to retire in India especially on a budget.

This French colony has cute little houses that allow you to reach the crystal clear beaches and delicious French cafes. Pondicherry is attracting many retirees and has developed numerous retirement homes for them.

With good infrastructure and healthcare, it is surely an impressive place to be. You can find yourself a beautiful place in areas such as Covai and Aishwaryam among others. You can check them out before you go there.

9. Bhubaneswar, Odisha

Odisha’s capital, Bhubaneswar is another option for our senior citizens to settle down post-retirement. Known for the lowest electricity price rates in India, the multi-specialty hospitals and good infrastructure is enough to attract one to move here.

You have beautiful beaches nearby and most importantly Puri Jagannath temple among other tourist attractions is there to explore. The city is easily accessible, and the cost of living is quite low.

With delicious food, marvellous temples, secluded beaches, the rich culture you don’t need more reason for settling in Bhubaneshwar.

10. Dehradun, Uttarakhand

You must’ve read about this magical place in the stories written by Ruskin Bond. It is one of the popular hill stations in India. With beautiful all year long, this place looks like a fairy tale of a children’s book.

Nestled between two great rivers, Ganga and Yamuna, this city has been created into a smart city. Lying in the foothills of the Himalayas, Dehradun is known for its milder climate and picturesque landscape.

The city is well-connected with other tourist places such as Auli, Mussoorie, Uttarkashi, Rishikesh, and Haridwar.

Many couples plan to settle here in this city after their retirement. The beautiful place is low on pollution and invites people from all over the world, to spend some time in the lap of nature.

You can get a 3BHK property for rent in Solitaire Heights for 18k. It will be best to rent a place and understand the best area before buying a property in Dehradun.

There has been the development of a luxurious retirement home called Antara. With a lower crime rate but higher per capita income, this city has stellar medical facilities.

You can definitely opt for this place to settle down with your loved one post-retirement.

There are several other cities where you can plan to live after retirement. But if you are looking for a perfect city to live post-retirement then this list of top 10 best cities to retire in India on a budget would be very helpful. It is recommended to choose the right city to live that provides you peaceful and great living experience. You can use online packers and movers cost calculator before moving to your new city . This online tool will let you know the moving charges in advance. And for this reason, you can quickly budget for your move.